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  1. Any agreement between two or more parties that establishes a legal obligation.
  2. The act of carrying out such an obligation.
  3. All activities that affect a deposit account that are performed at the request of the account holder.
  4. All events that cause some change in the assets, liabilities or net worth of a business.
  5. Action between a cardholder and a merchant or a cardholder and a member that results in activity on the cardholder account.
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